Need access to additional funds without taking out a whole new loan? A top-up might be the smart, simple solution you’re looking for.
A home loan top-up allows you to borrow against the equity you’ve already built in your property — whether you’re planning a renovation, covering major expenses, consolidating debt, or funding a new investment.
Access funds at home loan interest rates (often lower than personal loans or credit cards)
Use your existing mortgage structure to keep things streamlined
Avoid setting up a completely new loan or refinancing your entire mortgage
Flexible use — from renovations and education to business and lifestyle goals
Option to consolidate high-interest debts into one manageable repayment
We’ll assess your current loan, your available equity, and your goals — then guide you through the process to ensure you get the top-up that works best for you.
Let’s tap into the value you’ve already built — and make it work harder for you.
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