Your loan may have been a great fit when you first got it — but rates, policies, and your personal circumstances change over time. That’s why it’s smart to review your mortgage regularly.
At Better Advice, we offer free, no-obligation loan reviews to ensure you’re not paying more than you should, and your structure still supports your goals.
What we check:
Are you getting a competitive interest rate?
Can you access cashback offers or refinance incentives?
Is your loan structure (fixed vs floating, offset, revolving) still suitable?
Can we help reduce your repayments or loan term?
Are you in a position to top up, consolidate, or restructure for better cash flow?
We work with all major banks and non-bank lenders across New Zealand — which means we can compare your existing loan with a wide range of current market options.
Let’s make sure your loan is still working as hard as you are. Book your free loan review today.
English 
Chinese